Business Checking
When you maintain a business checking relationship with First Personal Bank®, you get all the services you need without the hassles common to larger banks. Services that make your banking easier, so that you can focus on the important things-like growing your business and increasing your profits!
Your First Personal Banker will be happy to assist you in choosing the checking account that is best suited to the needs of your business. And regardless of the plan you select, an image of both the front and back of your checks will be returned with your statement each month.
Free Business Checking
With Free Business Checking, you never have to worry about charges again!
- No minimum balance requirements
- No monthly service charges
- No transaction fees for the first 100 deposit items per month and the first 50 checks paid per month
Receive a free VISA® Business Check Card when opening a new account.
First Commercial Checking
For a business account that provides services without costly charges, choose our First Commercial Checking. With a low minimum balance of $1,000, there is no monthly service fee. And depending on the number of transactions, there is no per-item fee either. The service charges that may apply could be offset by your earnings credit.
First Small Business Checking with Interest
If you own an unincorporated business, check out our First Small Business Checking. You will not have to pay any monthly service fee as long as you maintain $500 in your account. And when your balance reaches $1,000, your entire account will earn interest.
First Serv Checking
First Serv Checking is the account that best serves your not-for-profit organization, community group, or voluntary association. With a low minimum balance of only $200, there is no monthly maintenance or service fee - and, as an added benefit, your organization earns interest on its checking funds.
IOLTA (Lawyers Trust Account)
An interest bearing account specifically designed for attorneys who handle client funds. In situations where client funds are insufficient to generate interest income, those funds can be placed in an IOLTA and the interest earned is paid to the Lawyers Trust Fund of Illinois to benefit legal aid programs and improvements to the justice system.
Money Market Account
If you want easy access to your funds as well as current market interest rates, the Money Market Account is right for you. The higher your balance, the higher your rate, and you don't have to tie your money up for any set time period. With interest compounded daily and varying according to market conditions, all you need is $2,000 in our money market account to start earning more for your money. And for a minimum balance of $10,000 or $25,000, you can earn an even higher rate of interest.
Certificate Savings
To guarantee a high interest rate for a set period of time, choose one of our certificate accounts. For your special savings needs, you can select from a variety of terms. In addition, you can take advantage of special account features with our promotional certificates. Most important, with a guaranteed interest rate and the security of FDIC insurance, you never have to worry about the earnings or safety of your certificate savings.
For more information on our commercial checking plans, please call a First Personal Banker today.
